Terms of use

Website Terms and Conditions

Welcome to the Patriot Select Property and Casualty Insurance Company (“Patriot Select”) website. By accessing this website, you agree to comply with and be bound by the following terms and conditions of use. Please read these terms and conditions carefully before using our website.

1. Acceptance of Terms

By accessing or using this website, you agree to be bound by these terms and conditions. If you do not agree with any part of these terms and conditions, you must not use this website.

2. Use of Website

  • The content of this website is for your general information and use only. It is subject to change without notice.
  • Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services, or information available through this website meet your specific requirements.
  • This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance, and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
  • All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.
  • Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offense.
  • From time to time, this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
  • Your use of this website and any dispute arising out of such use of the website is subject to the laws of Florida.

3. Privacy Policy

Your use of this website is also governed by our Privacy Policy, which is incorporated herein by reference. Please review our to understand our practices.

4. Security

  • You are responsible for maintaining the confidentiality of any usernames and passwords associated with your access to certain parts of this website. You agree to accept responsibility for all activities that occur under your account.
  • You must not share your username and password with anyone else or allow anyone else to use your account.
  • Patriot Select reserves the right to disable any username or password at any time if, in our opinion, you have failed to comply with any of the provisions of these terms and conditions.
  • You agree to notify us immediately if you become aware of any unauthorized use of your username or password or any other breach of security.

5. Limitation of Liability

  • In no event shall Patriot Select be liable for any direct, indirect, incidental, special, or consequential damages, or damages for loss of profits, revenue, data, or use, incurred by you or any third party, whether in an action in contract or tort, arising from your access to, or use of, this website.
  • Patriot Select does not warrant that this website will be constantly available, or available at all; or that the information on this website is complete, error-free, accurate, or non-misleading.

6. Changes to Terms and Conditions

We reserve the right to update or modify these terms and conditions at any time without prior notice. Your use of the website following any such change constitutes your agreement to follow and be bound by the terms and conditions as changed. For this reason, we encourage you to review these terms and conditions whenever you use this website.

7. Contact Information

If you have any questions or concerns about these terms and conditions, please contact us at one of the options available at Contact Us page

By using this website, you signify your acceptance of these terms and conditions. If you do not agree to these terms and conditions, please do not use our website.

Short Message Service (SMS) Terms and Conditions

Please read these SMS Terms and Conditions (the “SMS Terms”) carefully. By enrolling or otherwise agreeing to receive text messages from or on behalf of Patriot Select Property and Casualty Insurance Company and its affiliates (“Patriot Select” or “we”), or by otherwise providing your mobile telephone number to Patriot Select, you agree to these SMS Terms, as well as Patriot Select’s  , which are incorporated herein by reference and can be viewed at the links provided here,  Your consent to these SMS Terms is not required to purchase products, use services, or otherwise interact with Patriot Select, and you may opt out of SMS communications at any time. Message and data rates may apply, and message frequency varies.

Program Description

Patriot Select and its service providers may use an automatic telephone dialing system to deliver text messages to you. The text messages are intended to provide you with information about products and services, or to invite you to collaborate on projects, as applicable.

Opting into Text Messages

By opting into any Patriot Select program that utilizes texting to communicate with you, you are expressly consenting to receive recurring text messages that may be sent using an automatic telephone dialing system, by or on behalf of Patriot Select, to the mobile telephone number you provide us. By voluntarily providing your mobile telephone number to Patriot Select, you consent to receive transactional, operational, and/or informational text messages at that phone number. Please note that we may not be able to deliver messages to all mobile carriers. Consent to receive texts is not a condition of purchasing products, receiving services, or participating in programs. With your consent, you understand and agree that the text messages may be sent using automated technology.

How to Opt Out and Get Help

To stop receiving text messages from Patriot Select, you agree to reply STOP to the number sending the message. After replying STOP, you may receive additional communications confirming that your request has been received and processed, and you may continue to receive text messages for a short period while Patriot Select or its service providers process your request(s). If you opt out of one Patriot Select  text messaging program, you will remain opted into other Patriot Select text messaging programs (if applicable) unless you opt out of those programs separately. If you need further assistance, text HELP to the number sending the message and follow the instructions in the reply message, or contact Patriot Select using one of the options available at PatriotSelect.com. After opting out of receiving text messages, you may re-enroll in any Patriot Select text messaging program by following the instructions for that program.

Cost

Message and data rates may apply for any messages sent to you from or on behalf of Patriot Select, and messages you send to us. If you have any questions about your text plan or data plan, please contact your wireless provider.

Eligibility and Change in Phone Number

By opting into Patriot Select’s text messaging program(s) or by otherwise providing your mobile telephone number to Patriot Select, you warrant that you are 18 years of age or older. You further warrant that you are the current subscriber or authorized user of the phone number you have provided. You agree that you will not initiate messages to the mobile phone of any other person or entity without authorization. If you change, forfeit, or deactivate the phone number you have provided to Patriot Select, you agree to notify Patriot Select immediately. Mobile carriers are not liable for delayed or undelivered messages. You agree to indemnify Patriot Select in full for all liabilities, claims, damages, and expenses related to or caused in whole or in part by your failure to notify Patriot Select if you change your mobile telephone number, including but not limited to all claims, expenses, and damages related to or arising under the Telephone Consumer Protection Act (“TCPA”) and state telemarketing laws.

Access or Delivery to Mobile Network Is Not Guaranteed

Delivery of information and content to a mobile device may fail due to a variety of circumstances or conditions. You understand and acknowledge that network services, including but not limited to mobile network services, are outside of the control of Patriot Select, and Patriot Select is not responsible or liable for issues arising from them.

Termination of Text Messaging

Patriot Select may suspend or terminate your receipt of Patriot Select text messages for any reason, including if Patriot Select believes you are in breach of these SMS Terms and Conditions. Your receipt of Patriot Select text messages is also subject to termination if your mobile telephone service terminates or lapses. Patriot Select reserves the right to modify or discontinue, temporarily or permanently, all or any part of Patriot Select text messages, with or without notice.

Changes to the SMS Terms

These SMS Terms may be updated by Patriot Select at any time without prior notice. By continuing to be enrolled in any Patriot Select text messaging program, or by providing your mobile telephone number for transactional, operational, or informational text messages, you agree to any changes.

Questions

For questions about these SMS Terms or Patriot Select’s text messages, please contact Patriot Select using one of the options available at Contact Us page.