Privacy Policy
Online Privacy Notice
Patriot Select Property and Casualty Insurance Company (“Patriot Select”) on behalf of itself and its affiliates (or “we”) respect your concerns about privacy. This Online Privacy Notice (the “Notice”) applies to personal data we collect on any Patriot Select-branded website that links to this Notice (the “Sites”). The Notice describes the types of personal data we obtain, how we use the personal data, and with whom we share it. We also describe the rights you may have and how you can contact us about our privacy practices.
Safeguarding Your Privacy
Protecting your personal information is important to us. This notice is being provided to inform you of our practices and procedures regarding sharing of nonpublic personal information. Nonpublic personal information is personally identifiable information about you, your family or your household that we may obtain directly, as a result of doing business with you or from other sources. We do not engage in the practice of disclosing your nonpublic personal information to nonaffiliated third parties other than, as necessary, to provide insurance services to our customers. In particular, we do not sell your information to telemarketers or direct mail solicitors or engage in sharing your information with retailers, nor for marketing purposes.
Information we may Collect and Disclose
When you apply for any type of insurance with us, you disclose information about yourself to us. The collection, use and disclosure of such information is regulated by law. Patriot Select, its agents, affiliates and subsidiaries maintain physical, electronic and procedural safeguards that comply with state and federal regulations to guard your personal information. During the course of reviewing your application for coverage and during the course of providing services, should a policy be issued, we may collect information form the following sources:
- Your insurance application and other forms received from you;
- Information about your transactions with us, our affiliates and others;
- Information from consumer reporting agencies;
- Information we receive from state or federal entities; and
- Information gathered during the course of inspecting the property you wish to insure.
The information that we collect about you is important in evaluating your insurance coverage and rates, servicing your policy, and settling claims.
We do not disclose any nonpublic personal information about our customers or former customers to anyone except as permitted by law. In the course of conducting business we may disclose to other parties certain information about you. These disclosures are only made in accordance with applicable laws, and may include disclosures to reinsurers, administrators, our contracted service providers, consultants and regulatory or government agencies. Authorized personnel, including your insurance agent, will have access to your personal information for the purposes of administering your business and providing service to you. These entities are required to maintain the confidentiality of this information and are not authorized to use or disclose personal information for any purpose other than the express purpose of performing work on your behalf or as required by law.
Website and Application Users
In addition to the information collection and sharing practices described above, when you visit our website or use our applications we may collect certain information automatically, including your IP address, browser type, operating system, and browsing behavior. We may also use cookies and similar tracking technologies to enhance your experience on our website and to provide personalized content and advertisements.
If you voluntarily provide us with personal information through our website, such as by filling out a contact form or requesting a quote, we will collect and store that information for the purpose of responding to your inquiries and providing the requested services.
We may use the personal information we collect through our website to:
- Respond to your inquiries and provide the services you request;
- Customize and improve our website and services;
- Communicate with you about our products, services, and promotions;
- Conduct market research and analysis; and
- Comply with legal and regulatory requirements.
“Do Not Track” Signals
Your browser settings may allow you to transmit a “Do Not Track” signal to websites and online services you visit. Like many other websites and online services, we do not currently process or respond to “Do Not Track” signals from your browser or to other mechanisms that enable choice. We do not currently collect personal data about our visitors’ online activities over time and across third-party websites.
Social Media Widgets
The Site includes social media functions, such as the Blog, Twitter, LinkedIn, and Facebook widgets. These widgets may collect information about which pages you visit on the Site and the IP address of the device you use to connect to the Internet. The widgets may also set a cookie to ensure the features are functioning properly.
Web Analytics
We also use third-party web analytic services on our Site, such as those of Eloqua and Google Analytics. The service providers that administer those services may use cookies and web beacons to help us analyze how users use the Site. The information collected by the cookies and web beacons (including your IP address) is available to the service providers, which use the information to evaluate your use of the Site.
To learn how to opt-out of Google Analytics, visit: https://tools.google.com/dlpage/gaoptout.
To learn how to opt-out of Eloqua web analytics, visit: https://www.oracle.com/marketingcloud/opt-status.html.
Disclosure of Personal Information
We do not sell, rent, or lease your personal information to third parties. However, we may disclose your personal information to third-party service providers who assist us in operating our website, conducting our business, or providing services to you. These service providers are contractually obligated to use your personal information only for the purposes of providing the services requested by us and are prohibited from using or disclosing your personal information for any other purpose.
We may also disclose your personal information as required by law, such as in response to a subpoena, court order, or other legal process, or to protect our rights, property, or safety, or the rights, property, or safety of others.
Security
We maintain reasonable administrative, technical, and physical safeguards to protect the personal information we collect through our website against unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or method of electronic storage is 100% secure, and we cannot guarantee the absolute security of your personal information.
Third-Party Websites
Our website may contain links to third-party websites or services that are not owned or controlled by us. We are not responsible for the privacy practices or content of these third-party websites or services. We encourage you to review the privacy policies of any third-party websites or services that you visit.
Changes to this Privacy Policy
We reserve the right to update or modify this Privacy Policy at any time without prior notice. Any changes to this Privacy Policy will be effective immediately upon posting on this page. Your continued use of our website after any such changes constitutes your acceptance of the revised Privacy Policy.
Questions
If you have any questions concerning this Privacy Notice or our privacy procedures, please contact us at one of the options at Contact Us page.